:root{
    --paper:#F5F7FB;
    --card:#FFFFFF;
    --ink:#141B2E;
    --ink-soft:#57607A;
    --green:#3D73FA;
    --green-deep:#1F4FD1;
    --green-pale:#EAF0FF;
    --amber:#B8862F;
    --amber-pale:#FBF2E1;
    --line:#DCE3F0;
    --radius:14px;
    --font-display: ui-serif, Georgia, Cambria, "Times New Roman", Times, serif;
    --font-body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    --font-mono: ui-monospace, "SF Mono", SFMono-Regular, Menlo, Consolas, "Liberation Mono", monospace;
  }
  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;
    background:var(--paper);
    color:var(--ink);
    font-family:var(--font-body);
    line-height:1.55;
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3{
    font-family:var(--font-display);
    font-weight:600;
    color:var(--ink);
    margin:0 0 .4em;
    letter-spacing:-0.01em;
  }
  .mono{font-family:var(--font-mono);}
  a{color:var(--green-deep);}
  .wrap{max-width:1120px;margin:0 auto;padding:0 24px;}
  .eyebrow{
    font-family:var(--font-mono);
    text-transform:uppercase;
    letter-spacing:.12em;
    font-size:.72rem;
    color:var(--green-deep);
    font-weight:600;
    margin-bottom:.9em;
    display:flex;align-items:center;gap:.5em;
  }
  .eyebrow::before{content:"";width:22px;height:2px;background:var(--green);display:inline-block;}

  /* SITE NAV */
  .site-nav{background:#fff;border-bottom:1px solid var(--line);padding:16px 0;}
  .site-nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;}
  .nav-logo{flex:none;display:flex;align-items:center;}
  .nav-logo img{height:24px;display:block;}
  .nav-center{display:flex;align-items:center;gap:2px;background:var(--ink);border-radius:100px;padding:6px;flex:none;}
  .nav-center a{
    display:flex;align-items:center;gap:6px;color:#fff;font-size:.9rem;font-weight:600;
    padding:10px 18px;border-radius:100px;text-decoration:none;white-space:nowrap;
  }
  .nav-center a svg{width:9px;height:9px;opacity:.7;}
  .nav-links{display:flex;align-items:center;gap:26px;flex:none;}
  .nav-links a{color:var(--ink);font-size:.94rem;font-weight:500;text-decoration:none;white-space:nowrap;}
  .nav-links a:hover{color:var(--green-deep);}
  .nav-phone{color:var(--ink-soft);display:flex;}
  .nav-phone svg{width:19px;height:19px;}
  .nav-cta{
    flex:none;background:var(--green);color:#fff;font-weight:600;font-size:.92rem;
    padding:13px 24px;border-radius:100px;text-decoration:none;white-space:nowrap;
  }
  .nav-right{display:flex;align-items:center;gap:26px;}

  /* HERO */
  header.hero{
    background:linear-gradient(180deg, var(--green-deep) 0%, var(--green) 130%);
    color:#fff;
    padding:40px 0 40px;
    position:relative;
    overflow:hidden;
  }
  header.hero::after{
    content:"";
    position:absolute; right:-120px; top:-160px;
    width:420px;height:420px;border-radius:50%;
    background:rgba(255,255,255,0.06);
  }
  .footlogo img{height:22px;display:block;margin-bottom:6px;}

  .hero-grid{position:relative;z-index:1;max-width:640px;margin:0 auto;text-align:center;}
  .hero-inner{max-width:600px;margin:0 auto;}
  header.hero .eyebrow{color:#D7E2FF;justify-content:center;}
  header.hero .eyebrow::before{background:#D7E2FF;}
  h1.headline{font-size:clamp(1.9rem,3.6vw,2.7rem);color:#fff;line-height:1.12;}
  h1.headline em{font-style:italic;color:#D7E2FF;}
  .sub{font-size:1.06rem;color:#E4EBFF;max-width:540px;margin:0 auto 30px;}

  .chiprow{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:30px;justify-content:center;}
  .chiprow.last{margin-bottom:0;}
  .chip{
    background:rgba(255,255,255,.12);
    border:1px solid rgba(255,255,255,.28);
    padding:9px 16px;border-radius:100px;
    font-size:.86rem;font-weight:500;
    display:flex;align-items:center;gap:8px;
  }
  .chip b{font-family:var(--font-mono);color:#fff;}
  .btn{
    display:inline-flex;align-items:center;gap:8px;
    padding:14px 26px;border-radius:100px;
    font-weight:600;font-size:.98rem;text-decoration:none;
    transition:transform .15s ease;border:none;cursor:pointer;
  }
  .btn:hover{transform:translateY(-1px);}
  .btn-primary{background:#fff;color:var(--green-deep);}
  .btn-ghost{color:#fff;border:1px solid rgba(255,255,255,.5);background:transparent;}

  /* QUIZ CARD */
  .quiz-card{
     /* background:#fff;color:var(--ink);border-radius:20px;
    padding:36px 34px 30px;box-shadow:0 30px 60px rgba(10,20,50,.28);*/
    max-width:460px;margin:28px auto 34px;text-align:left;
  }
  .quiz-progress{display:flex;gap:6px;justify-content:center;margin-bottom:22px;}
  .quiz-progress span{width:26px;height:4px;border-radius:2px;background:var(--line);}
  .quiz-progress span.done{background:var(--green);}
  .quiz-step{display:none;}
  .quiz-step.active{display:block;}
  .quiz-q{font-family:var(--font-display);font-weight:600;font-size:1.35rem;text-align:center;margin-bottom:26px;line-height:1.3;}
  .quiz-options{display:flex;flex-direction:column;gap:12px;}
  .qopt{
    display:block;width:100%;padding:16px 20px;border-radius:100px;border:none;cursor:pointer;
    background:var(--green);color:#fff;font-weight:600;font-size:1rem;font-family:var(--font-body);
    transition:transform .12s ease, background .12s ease;
  }
  .qopt:hover{transform:translateY(-1px);background:var(--green-deep);}
  .qopt.secondary{background:var(--paper);color:var(--ink);border:1px solid var(--line);}
  .qopt.secondary:hover{background:#fff;}
  .quiz-card h3{font-size:1.2rem;margin-bottom:2px;text-align:center;font-family:var(--font-display);}
  .quiz-sub{font-size:.86rem;color:var(--ink-soft);margin-bottom:18px;text-align:center;}
  .quiz-card label{
    display:block;font-size:.76rem;font-weight:600;color:var(--ink-soft);
    margin:12px 0 5px;text-transform:uppercase;letter-spacing:.04em;
  }
  .quiz-card input, .quiz-card select{
    width:100%;padding:11px 14px;border:1px solid var(--line);border-radius:8px;
    font-family:var(--font-body);font-size:.95rem;color:var(--ink);background:#fff;
  }
  .quiz-card input:focus, .quiz-card select:focus{outline:2px solid var(--green);outline-offset:1px;}
  .quiz-card .btn-primary{
    background:var(--green);color:#fff;width:100%;justify-content:center;margin-top:20px;padding:14px 20px;
  }
  .quiz-card .quiz-fine{font-size:.72rem;color:var(--ink-soft);margin-top:12px;text-align:center;}
  .quiz-back{
    display:block;margin:16px auto 0;background:none;border:none;color:var(--ink-soft);
    font-size:.8rem;cursor:pointer;text-decoration:underline;
  }
  .quiz-icon{
    width:44px;height:44px;border-radius:50%;background:var(--green-pale);color:var(--green-deep);
    display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-size:1.3rem;
  }
  .quiz-icon.warm{background:var(--amber-pale);color:var(--amber);}

  /* AT A GLANCE */
  section.glance{padding:56px 0 8px;}
  .glance-grid{
    display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:24px;
  }
  .gcard{
    background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
    padding:26px 22px;
  }
  .gcard .num{font-family:var(--font-display);font-weight:600;font-size:2.3rem;color:var(--green-deep);line-height:1;}
  .gcard .lbl{margin-top:8px;font-weight:600;font-size:.98rem;}
  .gcard .desc{color:var(--ink-soft);font-size:.87rem;margin-top:4px;}

  /* GENERIC SECTION */
  section{padding:56px 0;}
  section.alt{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
  .section-head{max-width:640px;margin-bottom:28px;}
  .section-head h2{font-size:clamp(1.5rem,3vw,1.9rem);}
  .section-head p{color:var(--ink-soft);font-size:1.02rem;}

  .twocol{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start;}
  .infobox{
    background:var(--green-pale);border:1px solid #C9D9FF;border-radius:var(--radius);
    padding:22px 24px;font-size:.94rem;color:var(--green-deep);
  }
  .infobox b{color:var(--ink);}

  /* PAYMENT */
  .pay-hero{
    background:linear-gradient(135deg,var(--amber-pale),#fff);
    border:1px solid #EAD3A3;border-radius:var(--radius);
    padding:32px 30px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:20px;
    margin-bottom:28px;
  }
  .pay-hero .amount{font-family:var(--font-display);font-size:clamp(2.4rem,5vw,3.4rem);color:var(--amber);font-weight:600;line-height:1;}
  .pay-hero .amount small{font-family:var(--font-mono);font-size:1rem;color:var(--ink-soft);display:block;font-weight:500;margin-bottom:2px;}
  .pay-hero .fine{max-width:320px;font-size:.88rem;color:var(--ink-soft);}

  /* ELIGIBILITY */
  .elig-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px;}
  ul.check{list-style:none;margin:0;padding:0;}
  ul.check li{
    display:flex;gap:10px;padding:9px 0;border-bottom:1px solid var(--line);font-size:.94rem;
  }
  ul.check li:last-child{border-bottom:none;}
  ul.check svg{flex:none;width:18px;height:18px;margin-top:2px;}
  ul.check.no svg{stroke:#B4483F;}
  ul.check.yes svg{stroke:var(--green-deep);}

  /* FOOTER */
  footer.site-footer{
    background:#0F1B38;color:#ACB8D8;padding:64px 0 28px;margin-top:40px;
  }
  .footer-top{
    display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px;padding-bottom:40px;
  }
  .footer-brand img{height:26px;display:block;margin-bottom:18px;}
  .footer-brand p{font-size:.92rem;line-height:1.6;max-width:320px;margin:0;}
  .footer-heading{
    font-family:var(--font-mono);font-size:.72rem;letter-spacing:.1em;
    color:#fff;font-weight:600;margin-bottom:18px;
  }
  .footer-col a{
    display:block;color:#ACB8D8;text-decoration:none;font-size:.94rem;margin-bottom:14px;
  }
  .footer-col a:hover{color:#fff;}
  .footer-col div{font-size:.94rem;margin-bottom:14px;}
  .footer-divider{border:none;border-top:1px solid rgba(255,255,255,.12);margin:0;}
  .footer-disclaimer{padding:28px 24px;font-size:.84rem;line-height:1.7;color:#8791AE;}
  .footer-disclaimer p{margin:0 0 16px;}
  .footer-disclaimer p:last-child{margin-bottom:0;}
  .footer-bottom{
    display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;
    padding-top:24px;border-top:1px solid rgba(255,255,255,.12);
    font-size:.84rem;color:#8791AE;
  }
  .footer-bottom a{color:#8791AE;text-decoration:none;}
  .footer-bottom a:hover{color:#fff;}

  @media (max-width:860px){
    .nav-center,.nav-links{display:none;}
    .site-nav .wrap{justify-content:space-between;}
    .quiz-card{padding:28px 22px 24px;margin:24px auto 28px;}
    .glance-grid{grid-template-columns:1fr;}
    .twocol,.elig-grid{grid-template-columns:1fr;}
    .pay-hero{flex-direction:column;align-items:flex-start;}
    .footer-top{grid-template-columns:1fr;gap:30px;}
    .footer-bottom{flex-direction:column;}
  }
  @media (prefers-reduced-motion: reduce){
    html{scroll-behavior:auto;}
    .btn{transition:none;}
  }